The Indian government has launched several schemes in 2025 to support economic growth, rural development, women empowerment, and financial inclusion. Below is a detailed list of the 50 most important government schemes, their objectives, benefits, and application process.
1. Prime Minister Dhan-Dhaanya Krishi Yojana
- Objective: Increase agricultural productivity and ensure food security.
- Benefits: Financial assistance for irrigation, seeds, and fertilizers.
- How to Apply: Visit Agriculture Department Portal.
2. PM Kisan Samman Nidhi Yojana
- Objective: Provide income support to farmers.
- Benefits: ₹6,000 per year credited in three installments.
- How to Apply: Register at PM Kisan Portal.
3. Ayushman Bharat (PMJAY)
- Objective: Offer health insurance for economically weaker sections.
- Benefits: ₹5 lakh insurance per family per year.
- How to Apply: Apply at PMJAY Website.
4. Pradhan Mantri Awas Yojana (PMAY)
- Objective: Provide affordable housing.
- Benefits: Subsidized home loans and direct financial assistance.
- How to Apply: Apply at PMAY Website.
5. Digital India Mission
- Objective: Promote digital infrastructure.
- Benefits: Free digital training, broadband access in rural areas.
- How to Apply: Visit Digital India.
6. Jal Jeevan Mission
- Objective: Provide tap water to rural households.
- Benefits: Free drinking water connections.
- How to Apply: Contact local Panchayat offices or visit Jal Jeevan Mission.
7. Startup India Scheme
- Objective: Support new businesses and entrepreneurs.
- Benefits: Tax exemptions, funding support.
- How to Apply: Apply at Startup India.
8. Beti Bachao Beti Padhao
- Objective: Promote girl child education.
- Benefits: Financial support for girls' education.
- How to Apply: Visit local Women & Child Development offices.
9. PM Mudra Yojana
- Objective: Offer loans to small businesses.
- Benefits: Loans up to ₹10 lakh without collateral.
- How to Apply: Visit Mudra Yojana.
10. Atmanirbhar Bharat Rozgar Yojana
- Objective: Generate employment opportunities.
- Benefits: Government contributes to EPF accounts.
- How to Apply: Employers can register via EPFO portal.
11. National Education Policy (NEP) 2025
- Objective: Revamp the education system in India.
- Benefits: New curriculum structure, digital learning initiatives.
- How to Apply: Visit Ministry of Education.
12. PM SVANidhi Scheme
- Objective: Financial assistance to street vendors.
- Benefits: Working capital loans up to ₹50,000.
- How to Apply: Register at PM SVANidhi.
13. Shram Yogi Maandhan Yojana
- Objective: Pension scheme for unorganized workers.
- Benefits: ₹3,000 per month pension after retirement.
- How to Apply: Register at Maandhan Yojana.
14. Rashtriya Krishi Vikas Yojana
- Objective: Promote sustainable agriculture.
- Benefits: Financial aid for agribusiness development.
- How to Apply: Visit RKVY Portal.
15. PM Garib Kalyan Anna Yojana
- Objective: Provide free food grains to poor families.
- Benefits: 5 kg of wheat/rice per person per month.
- How to Apply: Beneficiaries are selected automatically based on ration card data.
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